SBA Lending Experts

We have more SBA programs than any other lender in the market. We work with an array of business lenders to bring you the best programs and solutions for your business lending needs.

800-608-8191

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Start Up

SBA can help credit worthy individuals start a new business based upon their direct industry experience and their business plan.  Because no historic company financials exist to base the credit decision on the applicable business experience must demonstrate the ability to manage all segments of the business.  In addition the business plan must be based upon reasonable assumptions and indicate that the business will break-even within the first 12 months.

  •   Business Plan – Direct Industry Experience
  •   10 year term – fully amortized
  •   No Pre-Payment Penalty
  •   Floating interest rate
  •   30% down payment
  •   Collateral is very important
  •   Franchise a Plus

Loan terms can be as long as 10 years fully amortizing with no pre-payment penalty.  Minimum of 30% down payment is required and it is important that the proposed business owner have personal assets that provide collateral for the loan.