SBA Lending Experts

We have more SBA programs than any other lender in the market. We work with an array of business lenders to bring you the best programs and solutions for your business lending needs.

800-608-8191

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SBA Loan Programs

SBA loans are well suited to help credit worthy owners of successful businesses obtain financing that will make them more successful as a result of more flexible terms available from the SBA that may not be available under conventional credit criteria.

As an example, under reasonable assumptions it can be expected top line and bottom line revenue of a business to increase from the proposed project.  This “projected income” can be used in the credit decision process for an SBA loan. 

  • We can make credit decision based on projections
  • We can finance with just 10% down-payment
  • We can fully amortize loans over 25 years
  • We finance Business Acquisitions
  • We can finance special purpose properties
  • We finance Business Start-Ups
  • We finance Partner Buyouts

Working capital is the fuel that a business needs to fund its operating cycle and business owners generally want to keep as much working capital in their business as possible.  SBA loans provide down-payments as low as 10% and fully amortizing loans up to 25 years so that more working capital remains in the business to promote growth. 

Conventional financing is directed towards existing successful business under well seasoned management.  This makes SBA loans ideal for financing Business Acquisitions, Business Start-Ups and Partner Buyouts.  Special Purpose Properties such as car-washes, convenience stores, and hotels are commonly financed under the SBA loan program. 

SBA Loan Programs:

  • SBA Advantage Loan & Line of credit
  • SBA Express Loan & Line of credit
  • SBA 7(A) Loan
  • SBA 7(A) Start Up Loan
  • SBA 504 Loan
  • Commercial Real Estate Purchases – Owner Occupied
  • Construction and Tenant Improvements
  • Business Acquisition
  • Partner Buyout
  • Business Expansion
  • Working Capital
  • Equipment
  • Business Start-Up